Best Gold IRA Company List (2025)

At some point, all of us want to retire, but to do so, we have to start saving and stocking away funds right now. I’ve spent decades studying precious metals investing and speaking with people all over the country about how they can build and future-proof their retirement savings. One of the best ways I have found to do this is by setting up a gold IRA.

People ask me a lot — why gold? Why an IRA?

best gold ira companies

Well, gold and other physical precious metals offer a sense of security that stocks, bonds, and mutual funds just can’t offer. For centuries, precious metals have been stable during times of economic uncertainty, and they tend to hold their value in the long run. Why an IRA? Because you can hold physical gold, including coins and bullion, in a retirement account that will grow over time in a tax-deferred or tax-free way.

To have a gold IRA, which may also include other precious metals, you must work with one of the many gold IRA providers out there. You might think that they are all the same, but that’s definitely not true. I have worked with many companies in the gold IRA industry, and I can tell you that some of them are simply better than the others.

Here are some of the best gold IRA companies to work with in 2025. I first share a brief overview of the top 5, and then I will go into greater detail about each of them.

My Picks for the Top Gold IRA Companies In 2025

#1. Augusta Precious Metals – Best IRA Company Overall

Augusta Precious Metals offers IRA-eligible gold and silver bullion and coins. It is known for lifetime account support, and has specialists who are well-versed on your account, goals, and needs.

Pros:

  • Website features include current pricing, precious metals news, and other useful information
  • Big focus on educational resources
  • The company manages everything for you, which makes setup quick and easy

Cons:

  • The minimum investment is $50,000, which is quite high
  • For investors outside of the US, there is only one depository option

>> Visit Augusta Precious Metals

#2. Goldco – Best IRA for Investors New to Gold IRAs

Goldco has no minimum investment, which is great for people new to gold IRA investments. It has the highest buy back guarantee of any of these companies, and you can get free silver on eligible purchases.

Pros:

  • There is no minimum investment required, so it’s easy to get started with gold IRA investing
  • You can get up to 10% silver for free with certain purchases
  • Highest buyback price in the industry

 Cons:

  • Metal prices are not listed on the site, so you must call to see how much things cost

>> Visit Goldco

#3. American Hartford Gold – Best Option for Those Who Like Low Fees

American Hartford Gold offers up to $15,000 silver for free on certain accounts. There is a price match policy to ensure that you get the lowest price on metals. There are also no account maintenance fees.

Pros:

  • Relatively low minimum investment ($10,000)
  • You can get up to $15,000 in free silver
  • Very well-known for excellent customer service

Cons:

  • The company does not list precious metals prices on the website

>> Visit American Hartford Gold

#4. GoldenCrest Metals – Best IRA Company for Promotions

GoldenCrest Metals is the newest company on the block, but I’ve been very impressed with it. It has amazing promotions, including no fees for up to five years, and a no-pressure sales policy, which I really like.

Pros:

  • Great focus on customer education, clear communication, and ethical practices
  • Up to five years of fee-free service
  • Diverse selection of products

Cons:

  • Fairly new company, so there is not a lot of history

>> Visit Golden Crest Metals

#5. Noble Gold Investments – Best for Educational Resources

Noble Gold Investments is all about educational resources, and there is a guaranteed buyback program. In addition to this, the company offers “Royal Survival Packs,” which allow for emergency funds from your savings.

Pros:

  • The website is full of educational resources for both new and advanced investors
  • A great buyback program is available for those who want to sell back
  • Precious metals are always stored in the most secure depositories

Cons:

  • Only available in the United States and Canada

>> Visit Noble Gold Investments

Best Gold IRA Companies: My Personal Reviews

Now I want to take a deep dive into these five companies to give you more information about what each can give to those looking for a precious metals IRA.

#1. Augusta Precious Metals

Overview of Augusta Precious Metals including Investment Products: Gold Bullion, Silver Bullion, Gold Premium Coins, Silver Premium Coins Minimum Investment Into an IRA: $50,000 Fees: Account Setup - $50 (sometimes waived), Custodian Fee ($80 - $100 annually), Storage Fee ($100 - $150 annually) BBB Rating: A+ BBB Reviews: 4.92 / 5 Trustpilot Reviews: 4.8 / 5

My Expert Review

If you have heard of any of these gold IRA companies, odds are high that you have heard of Augusta Precious Metals. This is one of the top options for those purchasing precious metals for an IRA, and I highly recommended this company.

What makes Augusta Precious Metals stand out? I definitely like the prices, and there is a nice range of products. What’s even better is the support that you get from this company, which doesn’t even compare to other gold IRA providers.

The company’s customer service is exceptional. They walk you through everything and explain what IRA-approved precious metals are, how to choose between a traditional IRA or a Roth IRA, and how these compare to traditional retirement accounts. The service model they have makes purchasing gold and silver for an IRA easy and transparent, which is just one of the many reasons it has such high ratings and reviews.

Trusted Precious Metals Specialists & Fair Pricing

If you are looking into precious metal options for an IRA, Augusta is a great choice. It has the credentials to show that the company is credible and trustworthy. It’s a PCGS-authorized dealer, and it follows the standards set by the Numismatic Guaranty Corporation (NGC). This means that when you buy gold or silver coins from this company, you can be sure that they are perfectly graded and fairly valued.

Augusta Precious Metals Products

You can buy IRA approved gold and silver here, or you can buy physical metals as an investment aside from an IRA. They offer the following products per the website:

  • Common Gold Bullion
  • Common Silver Bullion
  • Premium Gold
  • Premium Silver
  • IRA Eligible Coins

What Makes Augusta Precious Metals Stand Out from the Rest?

Though I recommend all of these companies, I simply think that Augusta Precious Metals is a stand out thanks to it’s personalized support and service. You get lifetime support from the company, and I really appreciate that they aren’t pushy in their sales tactics. All customers will work with a dedicated specialist who is familiar with your account, and they help you plan for your financial future beyond just IRAs. Finally, they have competitive pricing, no hidden fees, and secure storage options that are all IRS-approved. It has chosen the Delaware Depository for storage.

>> Visit Augusta Precious Metals

#2 – Goldco

Overview of Goldco including Investment Products: Gold Coins, Silver Coins Minimum Investment Into an IRA: $0 (The company suggests $25,000) Fees: Setup Fee ($50), Annual Maintenance ($80 - $100), Storage ($100 - $150 per year) BBB Rating: A+ BBB Reviews: 4.83 / 5 Trustpilot Reviews: 4.8 / 5

My Expert Review

If there is something that I can always say about Goldco, it’s that the company is very consistent and it always delivers amazing value. Every time I have worked with Goldco, I have found them to be clear, patient, and helpful. There is a free Gold IRA Kit that you can order, and that helped me understand more about owning precious metals.

The team at Goldco is very professional and supportive, and I never feel like “just a number” to them. Goldco is very reliable and transparent, and they are very helpful with retirement planning. They offer tailored investment guidance, have an A+ through the Better Business Bureau, and both beginner and experienced investors will find something for them when they work with Goldco.

What Does Goldco Offer?

Goldco has a full range of services that are created to meet the needs of all types of investors. One service is the easy to understand way they handle rollovers. When you open gold IRA products, you can fund those with a 401(k) or conventional IRA through a rollover. They walk you through every step.

There is also gold and silver available for purchase from Goldco. People buy these for their silver or gold-backed IRA or for personal investment.

Finally, Goldco has a very attractive buyback program, which means you can sell your metals back to the company at a competitive price. I really think this is a standout benefit of choosing Goldco.

Why is Goldco Such a Good Option?

Here are some of the many features that make Goldco a good option for those looking for a gold IRA:

  • The buyback program gives investors more flexibility and options for those who have had a sudden financial change.
  • Live support is available via chat, which is great for those who need a fast, helpful answer to their questions.
  • With some purchases, Goldco offers bonus metals and shipping on qualifying accounts at no additional cost.
  • There is no minimum purchase requirement, but they suggest $25,000.
  • The free gold information kit helps to walk you through the basic principles of investing in precious metals.

An Excellent Reputation and Exceptional Customer Service

Finally, Goldco is more than ‘just gold.’ Instead, it’s an excellent investment company that is not only focused on the products it sells. Instead, it’s all about the customer support and the people who work for the company. They are always professional and always take the time to listen to my questions.

Fees and Storage You Can Expect from Goldco

if there is anything I don’t necessarily love about Goldco, it’s the fee structure. The charges can be a bit higher compared to other companies, and they are a bit cagey about what the fees cover. Additionally, they don’t offer a lot of information about their storage facilities, however, based on the history of the company, the storage facilities are safe and solid.

>> Visit Goldco

#3 – American Hartford Gold

Overview of AHG including Investment Products: Gold Coins, Silver Coins Minimum Investment Into an IRA: $10,000 Fees: Application Fee ($230), Storage and Maintenance ($200/year) BBB Rating: A+ BBB Reviews: 4.87 / 5 Trustpilot Reviews: 4.7 / 5

Another gold IRA company that I would recommend is American Hartford Gold. This company has been working in the precious metals IRA industry for over a decade, and are highly experienced in this space. I used them to roll over funds into a gold IRA, and the team handled everything perfectly. I had even more peace of mind because they work with an IRA custodian, Equity Trust, which is very well known and well-respected.

This is a very flexible company, too. Like other precious metals IRA companies, they have a buyback program, and they have all types of tangible assets, including gold, that can be used in an IRA.

American Hartford Gold Products

American Hartford Gold has an impressive list of both IRA-approved and collectible products. Some of the specific things you will like include:

  • Gold coins and bars
  • Silver coins and bars
  • American Eagle 1 oz. gold coin
  • Canadian Maple Leaf 1 oz. gold coin
  • Valcambi Suisse gold bars
  • The Guardian 2 oz silver coin

The company doesn’t offer platinum coins or palladium coins, but you can invest in those through other companies.

Why American Hartford Gold Shines

American Hartford Gold really puts their investors first. As with the other companies I’ve mentioned, they offer a buyback program, which is great. The company also offers insured shipping and tracking, so you don’t have to worry about your metals.

One thing I really love about AHG is that they also offer personalized service like investment guidance, which helps you decide what might be best for you based on your goals.

American Hartford Gold’s Customer Service

Every time I have ever worked with AHG, they have delivered the best possible service. The company offers live chat support, real-time tracking tools, free educational resources, and assistance via email or phone.

The company is also highly rated by organizations like the Better Business Bureau, the Business Consumer Alliance, and on review sites like TrustPilot.

Fees You Can Expect from American Hartford Gold

There are fees that you will have to pay. For instance, there is an annual storage fee of $200, but there is no transparent fee structure on the website. It does explain that there is a minimum investment of $10,000, but it’s much harder to find the fees. Speaking of storage fees, there are three main depositories AHG uses: International Depository Services, Brinks, and Delaware Depository.

>> Visit American Hartford Gold

#4 – Golden Crest Metals

Overview of Golden Crest Metals Investment Products: Gold and Silver Minimum Investment Into an IRA: $25,000 Fees: Account Setup ($50 - $100), Annual Maintenance ($75 - $250), Storage ($100 - $300 per year) BBB Rating: A- BBB Reviews: 5 / 5 Trustpilot Reviews: 4.0 / 5

GoldenCrest Metals is the newest company on this list, and we are still learning about how it’s going to work longterm. However, I think it is a wonderful company, and it will definitely help those who want to diversify their retirement savings through both physical precious metals and gold IRAs. The company isn’t as recognized as Augusta Precious Metals or Goldco, but it is steadily building up a positive reputation.

The mission of GoldenCrest Metals is to offer a safe and transparent way for investors to protect their wealth. You can invest in all types of precious metals for personal use and investment, and you can also, of course, get a gold IRA from GoldenCrest.

Products Available from GoldenCrest Metals, LLC

There are several products available from GoldenCrest Metals, including both IRA-approved and collectible options. These include:

  • Gold Coins and Bars – Products such as American Gold Eagles, Canadian Maple Leafs, and gold bullion bars are available for both IRA and non-IRA investments.
  • Silver Coins and Bars – Including popular items like Silver American Eagles, Canadian Silver Maple Leafs, and 10 oz silver bars.
  • Platinum and Palladium Options – Though less common, GoldenCrest provides select IRA-approved options in these metals for those seeking a broader diversification strategy.

All products meet IRS fineness standards, which means they can be included in a self-directed IRA, and the company partners with reputable mints and wholesalers to ensure quality and authenticity.

Why GoldenCrest Stands Out from Other Gold IRA Companies

GoldenCrest Metals stands out from the crowd thanks to it’s focus on clients. Many larger firms focus on tactics like aggressive marketing. GoldenCrest doesn’t. Instead, they work on presenting education, remaining transparent, and offering the best service. Their customer service team will help walk you through the entire setup process when you get a gold IRA, too, ensuring the rollover process works seamlessly.

With many guides available, GoldenCrest works more like a consultant as opposed to a retailer, and they want to make sure that you have the right products based on your specific financial goals.

Another standout factor is their commitment to transparency. Pricing is disclosed upfront, and clients are given a clear breakdown of costs, avoiding the hidden fees that plague some competitors.

GoldenCrest Customer Service

GoldenCrest Metals gets strong marks for its customer service, with many clients praising the firm for its responsiveness, patience, and professionalism. Investors get personalized attention —something that’s often lacking in larger, corporate-style precious metals dealers.

The team is available by phone, email, or live chat, and they offer lifetime account support. Whether you’re initiating your first rollover or managing your holdings years down the line, GoldenCrest makes it a point to stay involved and accessible.

Customer reviews often praise the clarity and simplicity of the investment process as a major benefit. Representatives avoid jargon, explain market trends in plain English, and help clients align their purchases with long-term retirement goals.

Storage and Fees from GoldenCrest

GoldenCrest Metals works with industry-leading storage facilities including Delaware Depository and Brink’s Global Services. This gives you secure, insured storage for your metals. Clients can choose between segregated (individual) or non-segregated (pooled) storage, depending on your preferences and budget.

As for fees, GoldenCrest’s structure is competitive:

  • One-Time Setup Fee: Typically around $50 to $100.
  • Annual Maintenance Fee: Generally $80 to $100 depending on the custodian.
  • Storage Fees: $100 for non-segregated storage or $150 for segregated options.
  • Minimum Investment: Around $10,000 for precious metals or $25,000 to open a Precious Metals IRA.

I do know that GoldenCrest may offer fee waivers or discounts for high-volume purchases or during promotional periods, which adds further value for long-term investors.

GoldenCrest Metals may not yet be a household name, but its strong customer-first approach, diverse product selection, and transparent pricing make it a worthy contender. I suggest GoldenCrest to those who want a personalized experience and an education about the gold IRA industry.

>> Visit Golden Crest Metals

#5 – Noble Gold Investments

Overview of Noble Gold including Investment Products: Gold, Silver, Platinum, Palladium Minimum Investment Into an IRA: $20,000 Fees: Account Setup ($0), Annual Maintenance ($80), Storage ($150 per year) BBB Rating: A+ BBB Reviews: 4.97 / 5 Trustpilot Reviews: 4.9 / 5

Many people know Noble Gold for being one of the most dependable names in gold IRAs. The company has over 20 years of experience, and what really sets them apart is that they are very transparent. From the start of the process of setting up an IRA, they will work with you to make sure you understand each step. The information is always very clear and thorough, and they fully explain everything from the risks and fees to the important details of every product.

Noble Gold has a wonderful reputation, and with an A+ rating from the BBB and an almost 5/5 on TrustPilot, it’s difficult to find things not to like about this company.

As with other top IRA investment companies, Noble Gold partners with Equity Trust, a respected IRA custodian, which ensures the metals they offer are of the highest policy. They also offer a buyback program, which I like. This helps you liquidate your metals if you need to when you take possession of them.

I really like that Noble Gold takes the guesswork out of investing in a gold IRA, and I feel like they see their customers as family…not as a dollar sign.

What Products Does Noble Gold Offer?

Noble Gold has many products available. They offer collectible coins, which are not eligible to hold in an IRA, but they also offer metals that are IRA-eligible. Coins and bars on the Noble Gold website are clearly marked as IRS-approved, and that means you can add them to your gold IRA. Some of the most sought-after products available from Noble Gold include:

  • Gold coins and bars
  • Silver coins and bars
  • Platinum coins and bars
  • Palladium coins and bars
  • Collectible coins
  • Rare coins

Thanks to all of these products, you can work with Noble Gold to create a diverse gold IRA, or you can buy these metals and create a more diverse investment profile. One of the things I love about Noble Gold is that it’s so flexible with it’s product offerings.

Why is Noble Gold Unique?

Noble Gold has some really valuable features in my opinion, and I think it’s a good option for anyone looking to invest in a gold IRA. Here are some of the things that really stand out to me:

Noble Gold uses International Depository Services in Dallas as it’s IRS-approved storage facility. This ensures that the metals you have are safe. It also offers a buyback program. I know that other companies offer the same, but I want to mention it because many people love this feature.

The company also offers pre-selected precious metals bundles, which can be used for emergency liquidity or preparedness, and there are a lot of educational resources from Noble Gold, too. This really does help you feel confident when investing and ensures that you are making informed decisions.

Finally, the company has professional coin grading through the Numismatic Guaranty Corporation (NGC), which brings more clarity about what you are getting.

Customer Service & Reputation of Noble Gold

I have always had a great experience with Noble Gold. They are very straightforward, fast, and honestly, they are so helpful. Even the website is really great because it has live chat, a very detailed FAQ section, and with a click of a button, you can get someone on the phone to talk to, without having to wait on hold.

The reputation of Noble Gold stands by itself. It has an A+ rating on the BBB, and almost perfect 5/5’s on the BBB and on TrustPilot. Even on Google, the company has 600+ reviews and a 4.9/5 rating.

Fees and Storage Options

As mentioned, Noble Gold’s main storage facility in is Texas, but you can also store your metals elsewhere, including Delaware and in Canada.

>> Visit Noble Gold Investments

What is a Gold IRA?

A gold IRA is a type of retirement account that is self-directed. This means that you choose what goes into it. This is different from a conventional IRA, which is made up of stocks, bonds, or mutual funds that other people choose for you. A gold IRA works very similarly to an IRA that you are used to, and they have similar contribution and distribution rules. The main difference is that instead of funding your IRA with paper assets, you are using tangible assets.

In addition to physical gold, you can also include other precious metals or metal related assets like ETFs or mining stocks. This gives you more flexibility while still getting the security that comes with gold.

There are two main types of gold IRAs: a traditional gold IRA and a Roth gold IRA. Contributions to a traditional gold IRA are usually tax-deductible, but the withdrawals are taxed as income. On the other hand, contributions to a Roth IRA are not deductible, but as long as withdrawals are done correctly, they are tax-free.

Why You Should Invest in Gold

There are many great reasons to invest in gold, especially as you are getting closer to retirement age. I’m not saying put all of your eggs in a single precious metals basket, but I am saying you should consider adding precious metals to your portfolio. Here’s a few reasons why:

  • More Diversification – Gold isn’t connected to the economy like stocks and other assets are. When economic downturns occur, gold often stays steady…and sometimes even rises.
  • Hedge of Inflation – In times of high inflation, the value of paper currency falls. However, gold tends to retain it’s value, which help to ensure resilient retirement portfolios.
  • High Stability – Gold might not always rise quickly, but it’s very rare to crash. I always remind myself that it is solid and grows slowly, but it definitely doesn’t have currency fluctuations or ups and downs like other assets.
  • Physical Ownership – When you buy precious metals, you own something you can hold. In an IRA, it must be stored in a depository, but when it’s time to take it out, you can actually get those metals and hold them in your hands.

What to Look for in a Gold IRA Company

Choosing the right company for your gold IRA is really important. I have helped many people understand their options, and I want to tell you what I tell them:

Make Sure They are Accredited and Well-Reviewed

You should always check the company on certain review sites before you invest. I suggest looking at the Better Business Bureau, the Business Consumer Alliance, and TrustPilot. All of these are trustworthy and indicate whether or not an IRA company a good choice. Any company that has a lot of complaints or poor ratings should be avoided.

Choose Companies That Have Secure Security

I also want to mention something about storage. You should only work with companies that use IRS-approved depositories. Some of the best depositories include Brinks, Delaware Depository, Texas Precious Metals Depository, and International Depository Services.

Check for Hidden Fees

The best gold ira companies are those that offer transparent fees. Also, keep in mind that some of these companies will waive fees if you deposit more. Others might scale fees based on the size of your account.

Ensure Customer Support

This is a big thing to look for, especially if you are new to investing in precious metals. The best companies will walk you through the process, explain how it all works, and never push you to buy anything.

Opening a Gold IRA

It’s probably easier than you think to open a gold IRA. This is especially true if you are working with a great company. Here’s the quick step-by-step process:

Fill Out the Application

Most companies have you fill out an application to start the process. You will need to prove your identity and information like your Social Security number.

Fund Your Account

There are a few ways to fund a gold IRA account. You can use cash, you can rollover a 401(k) or a plan from your employer, or you can transfer from an existing IRA. There are some IRS rules that come into play for account transfers or rollovers. These rules govern when you pay taxes and what tax benefits you might get.

Choose Your Metals

When your IRA is funded, now you can pick the IRS-approved metals to hold in your account. The custodian you choose can help you here based on your financial goals and your risk tolerance.

Store Your Metals

Generally, the custodian you choose will ship and insure the metals when they are stored in a depository.

Sit Back and Watch

You can track your account and monitor it as it grows. You are allowed to contribute a certain amount to the account each year, which also helps the IRA grow.

Avoid These Common Mistakes

Even when you are working with a good IRA company, there are some things you should avoid.

One of these things is not doing your research. It’s really important to read reviews, check for credentials, and speak with a person from the IRA company you are considering. You also want to make sure that you understand what the associated fees are. Most of these companies charge setup fees, storage fees, and maintenance fees. Finally, make sure that the storage facility your metals are stored in are insured, IRS-compliant, and audited regularly.

Choose the Best Gold IRA

The most important thing you can do when you plan for your future is to choose the right IRA company. These five companies listed here are my top picks. I think Augusta Precious Metals is the best overall choice thanks to the high level of service and reliability. Is it the best for everyone? No. That’s why I urge you to look at all five of these, and look at some other companies that might work for you, too, including Advantage Gold and Birch Gold Group.

It’s well worth your time to compare fees, products, storage, and customer service from one company to the other. These small details can make a huge difference in your experience.

Leave a Reply

Your email address will not be published. Required fields are marked *